When you open your account with NAE Federal Credit Union you establish your primary savings account on which you earn a quarterly dividend.  Your Credit Union recognizes that everyone has different needs; therefore, we offer a variety of savings accounts to help you anticipate and meet those needs.  If you have a joint owner on the account the member is joint on all accounts except for IRA and loan accounts. 

In addition to the primary savings account the following accounts are offered:

Key Benefits

  • Christmas Club
  • Vacation Club
  • Share Accounts 

Christmas Club

You may establish your Christmas Club account with any deposit and make deposits throughout the year. The Christmas Club pays a quarterly dividend and funds are paid to the member after the October 1st dividend posting. 

Only one (1) emergency withdrawal is permitted during the year. If a second withdrawal is needed, the Christmas Club account will be closed.

Vacation Club

For members who wish to save with the Credit Union to finance summer expenses. Deposits in any amount may be made throughout the year and earn dividends quarterly.

Certificates of Deposit

Various amounts and rates are offered by the credit union - check with any of our Credit Union offices for current rates and terms.

IRA - Individual Retirement Accounts

IRA’s are a convenient and profitable vehicle to use for the accumulation of savings for retirement.

Share Accounts

  • Better than average interest rates
  • Dividends compounded quarterly    
  • Your Account is Insured!
    Your account is insured by the National Credit Union Administration (NCUA) for up to $250,000.  For more information on the NCUA's share insurance please click: