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FREE Checking Account

NAE Federal Credit Union’s FREE Checking Account is perfect for everyone. NAE’s checking account has many features and advantages making it superior to other checking accounts. Open a checking account today and enjoy the many services that come with it.

  • NO monthly fees
  • NO minimum balance requirements
  • FREE VISA debit card
  • FREE online banking
  • FREE bill pay (limit of 12 transactions per month)
  • FREE e-statements
  • Overdraft protection
  • View and print images of your cleared drafts (within online banking)


Branch Locations


What documents will I need to open an account at NAEFCU?

  • A completed membership application at the branch
  • A $5.00 membership fee
  • A $5.00 opening deposit to a Savings Account/no fee or deposit to open a Checking Account
  • A valid picture ID (Virginia or NC State issued ID, a driver’s license, military ID, Passport)
  • A valid second form of ID (Social Security card, Medicaid card, vehicle registration, recent W-2)
  • Proof of current physical residential address (PO Box addresses are not acceptable, but can be used as a Mailing address)

Should you have any questions about the documents needed to open an account, please call (757) 410-2000.

Member Services

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Investment and Planning

Achieve your goals. More

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Loans & Credit Cards

Save time and money with competitive rates and flexible terms. More

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Savings Accounts

Open a share savings account and enjoy the benefits. More

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Checking Accounts

NAE's free checking account is perfect for everyone. More

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Financial Calculators

Make the right financial decisions. More

Related Topics

Direct Deposit
Reorder Checks
Current Rates
Fee Schedule
Online Banking