Become A Member
Learn More About The Benefits
757-410-2000 or 866-562-3328
Protecting Your Finances Today & Tomorrow.

iras.jpg

Individual Retirement Accounts (IRA)

Whether or not you started saving and planning for your financial future early, NAEFCU can help you find an individual retirement account that best fits your needs so that you will be prepared to enjoy your retirement years. NAE offers Traditional, Roth and SEP IRA accounts. Which one is right for you? Review the information below on all of the retirement plans we offer. If you have a question, give us a call.


Traditional IRA

Traditional IRAs allow you to contribute pre-tax earnings to an account until you retire.

  • Some contributions are tax-deductible - talk to your tax advisor about which option is best for you
  • A distribution from a qualified retirement plan may be rolled into a Traditional IRA at any age, regardless of whether the IRA owner has compensation for that year
  • Dividends compound and pay quarterly
 

Roth IRA

Roth IRAs allow you to contribute after tax earnings to an account until you retire.

  • Contributions are NOT tax deductible - talk to your tax advisor about which option is best for you
  • Dividends compound and pay quarterly are tax-free
 

SEP IRA

SEP (Simplified Employee Pension) IRAs allow employers to contribute to traditional IRAs set up for employees.

  • Some contributions are tax-deductible - talk to your tax advisor about which option is best for you
  • A business of any size, even self-employed, can establish a SEP
  • Dividends compound and pay quarterly

Member Services

Investment and Planning

Achieve your goals. More

Loans & Credit Cards

Save time and money with competitive rates and flexible terms. More

Savings Accounts

Open a share savings account and enjoy the benefits. More

Checking Accounts

NAE's free checking account is perfect for everyone. More

Financial Calculators

Make the right financial decisions. More

Related Topics

Current Rates
Fee Schedule
Calculators
Membership
Online Banking

This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the NAE Federal Credit Union website. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy. You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

"

Site by Marathon Consulting