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NAE Federal Credit Union Blog

New Credit Card Fraud Alert Service

Posted on September 13, 2016


Finding out you’ve been the victim of credit card fraud can be overwhelming and stressful, but being proactive about the situation is key so it doesn’t get out of control quickly.

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The Right Way To Use Your Credit Card

Posted on November 20, 2015

Building and maintaining good credit is essential, and the best way to go about that is using your credit card responsibly. It’s too easy to abuse the privilege of credit, but if you fall victim to its allure and don’t manage it correctly, you could get into real trouble. Here are some tips and tricks on using your card and how to pay it back sensibly. 

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Budgeting for the Holidays

Posted on November 4, 2015

Have you started shopping yet? Don’t want to even start worrying about it yet? That may be because you don’t have the money budgeted for the onslaught of the holiday season. With our handy tips and resources, you can successfully create a budget and stick to it.

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Whether you’re savvy with your banking and finance information or are at a loss when it comes to saving and paying bills on time, everyone can use a little help when it comes to their budget. Fortunately, there are many mobile apps for budget and personal finance that you can download to your smartphone for help.

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Online Banking Benefits and Tips

Posted on September 25, 2015

Do you remember back to when you had to wait for regular business hours to make deposits and withdrawals, speak to a customer service rep, or make a transfer? Today, the convenience of online banking makes all of that seem like ancient history. Sure, many of you still may hit the bank once in a while to cash checks or speak with someone about a loan, but overall, online banking has revolutionized the way we think about banking.

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Credit Card Fraud: How to Avoid It

Posted on August 24, 2015

You probably don’t think too much about your credit cards on a daily basis, except when you need to pull them out to make a purchase. However, credit card fraud can and does happen, and being conscious of this possibility happening to you is a wise approach. The United States led the charge in credit card fraud around the world, totaling $5 billion in losses in 2013 alone, according to the Washington Post.

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Different Ways of Saving Money

Posted on July 21, 2015

Let's face it: there are few among us who don't wish we could save just a bit more money. Whether you have a big purchase in mind, you're planning for college or retirement or you just want a little cash in your rainy-day fund, saving is important. To help you on the path to saving today, consider these easy ways to save money and meet your financial goals. 

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How to Build Your Credit Score

Posted on May 21, 2015

Got a lackluster credit score? Want to have a better one? Perhaps you're a young adult just starting out on your own and want to build your credit from the ground up. There are many ways you can build your credit, but they are not all created equal. Play it safe, avoid the risky stuff, and you'll enjoy the perks of having a solid credit score. With better credit, you'll be able to get better rates on mortgages and loans, and may even have a better shot at landing the job you want. Shoring up your credit score doesn't happen overnight, but there are ways to achieve it. Here's how to build your credit score. 

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Understanding Your Credit Score

Posted on May 15, 2015

When it comes to finances, borrowing and lending, the magic number people look to is the credit score. A credit score is a number assigned to an individual or business to represent how creditworthy the assignee is. While most people know what a credit score is, they might not be sure of how it works or what they can do to damage or improve it. Credit scores become essential when trying to make large-scale purchases, such as a new house or a car, and having a damaged credit score can be a huge setback. Here's the lowdown on how that mysterious credit score is determined and how you can go about fixing one that's been damaged.

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Bills coming in the mail every day can quickly get discouraging. When they are overdue, it's all the more demoralizing. Consolidating your debts is one way to reduce how much you pay each month. Here is a look at ways to handle too many bills and the right approach to implementing solutions that will help you forge ahead.

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How To Save For Vacation

Posted on April 2, 2015

Who doesn't need a vacation? Many consumers may put off their valuable time away due to work commitments, family obligations, or busy schedules. Another reason that vacations get pushed to the back-burner is that folks just don't have the money to spare. There are ways however, to sock away enough cash for a comfortable holiday away from home without feeling the crunch from day to day. More importantly, any money that you put aside and earmark for a vacation is a good investment in your health: taking a break from daily routines can help rejuvenate the spirit, restore energy and refresh your mind and body. Keep reading for some easy tips and tricks that will help you save for your next vacation.

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The reasons people use banks and credit unions are quite similar. They need a safe place to keep their money, to save and accrue interest, and to facilitate paying bills and debts. Those who have savings accounts, money market accounts, or other savings products earn interest on their balance by keeping it at a bank or credit union. Although they serve similar functions, the structure of a credit union differs from that of a bank in several key aspects.

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How to Refinance a Car Loan

Posted on February 25, 2015

Cars are expensive, there are just no two ways about it. Between insurance costs, licensing fees, the cost to keep the car fueled up and the monthly auto payment, owning a vehicle can be a real drain on a person's finances. If you are still making monthly payments on your auto loan, it might be a good idea to consider refinancing. You could qualify for a better interest rate, reduce your monthly payments, and maybe even improve your credit. And best of all, refinancing a vehicle loan is usually quick and painless. Here are a few things to consider when refinancing a car loan.

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Auto Loan - Tips for First Time Car Buyers

Posted on February 6, 2015

Buying your first car may be a rite of passage into adulthood, but that doesn't mean you should jump blindly into a deal that will affect you and your finances for the next several years. It is important to take the time to research your purchasing options, consider your budget, and select the car that best meets your immediate needs. The consumer information division of the Federal Trade Commission (FTC) recommends deciding how you want to pay for your car before you ever visit a car lot. For most people, financing the purchase of a vehicle will involve taking out a loan. If you're a bit mystified by the application process, you're not alone—here's everything you need to know about applying for a car loan.

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