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Protecting Your Finances Today & Tomorrow.



Are you interested in a new home or refinancing your current residence? Your journey to homeownership starts at NAEFCU, your Credit Union.

Purchasing your first home is a big decision, and it may seem overwhelming. We offer first mortgages and second mortgages. Rest assured NAEFCU is here to assist you in understanding the loan process.

In addition to offering mortgage services in house, NAE is able to offer a wider variety of mortgage options to meet our member’s needs. Whether it is a conventional 30 year mortgage, a VA, FHA,  or HARP, we are ready to help and guide you.

NAE can help you get a mortgage approval letter before you start shopping for your new home. We can help you determine how much you can afford before you find your dream home. On your own you can check out our Mortgage Financial Calculator and get a rough estimate of what you can afford. 
There has never been a better time to get a mortgage through NAEFCU. We offer low fees and competitive rates. Complete a secure online application or contact NAE's Mortgage Representative at 757-410-2020 for more information and get prequalified today!


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The interest rates and annual percentage rates (APRs) shown on this web-site are subject to change without notice. Your specific rate may differ based on your individual credit worthiness. *APR = Annual Percentage Rate. Your APR may vary based on your final loan amount and finance charges. Closing Costs for mortgages vary; typical fees include Appraisal Fee, Title Search, Recording Fee, Flood Zone Determination and other fees as applicable.

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