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Current Interest Rates - Shares & Loans

View Share & IRA Certificate Rates »

Loan Rates

Loan rates are accurate as of 10/05/2015.

All rates subject to change at any time.
APR = Annual Percentage Rate
** = As Low As

 

Auto Loans

    Terms APR**
New Model Year 2011-present 24 Months
36 Months
48 Months
60 Months
72 Months
84 Months 
1.965%
1.965%
1.965%
1.965%
2.49%
3.75% 
Used Model Year 2010 24 Months
36 Months
48 Months
60 Months
72 Months
84 Months
1.965%
1.965%
1.965%
1.965%
2.49%
4.00% 
Used Model Year 2009




24 Months
36 Months
48 Months
60 Months
72 Months
1.965%
1.965%
1.965%
1.965%
2.49%
 Used Model Year 2008 24 Months
36 Months
48 Months
60 Months
3.75%
3.75%
3.75%
4.25%
Used Model Year 2007 & Older 24 Months
36 Months
48 Months
60 Months
3.75%
3.75%
3.75%
4.50% 

 

Recreational Vehicles (Campers & Boats)

    Terms APR**
New Model Year 2015-2014
Never Titled 
24 Months
36 Months
48 Months
60 Months
72 Months
84 Months 
1.965%
1.965%
1.965%
1.965%
2.49%
3.75% 
Used Model Year 2014-2010 24 Months
36 Months
48 Months
60 Months
72 Months
84 Months
1.965%
1.965%
1.965%
1.965%
2.49%
3.75% 
Used Model Year 2009-2008




*Term not available for 2008
24 Months
36 Months
48 Months
60 Months
72 Months
84 Months*
1.965%
1.965%
1.965%
1.965%
2.49%
4.00%
 Used Model Year 2007 24 Months
36 Months
48 Months
60 Months
3.75%
3.75%
3.75%
4.25%
Used Model Year 2006 & Older 24 Months
36 Months
48 Months
60 Months 
3.75%
3.75%
3.75%
4.50% 

 

Motorcycles

    Terms APR**
New Model Year 2015-2014
Never Titled 
24 Months
36 Months
48 Months
60 Months
72 Months
84 Months 
1.965%
1.965%
1.965%
1.965%
2.49%
3.75% 
Used Model Year 2014-2010 24 Months
36 Months
48 Months
60 Months
72 Months
84 Months
1.965%
1.965%
1.965%
1.965%
2.49%
3.75% 
Used Model Year 2009-2008




*Term not available for 2008
24 Months
36 Months
48 Months
60 Months
72 Months
84 Months*
1.965%
1.965%
1.965%
1.965%
2.49%
4.00%
 Used Model Year 2007 24 Months
36 Months
48 Months
60 Months
3.75%
3.75%
3.75%
4.25%
Used Model Year 2006 & Older 24 Months
36 Months
48 Months
60 Months 
3.75%
3.75%
3.75%
4.50% 

 

Loans

    Terms APR**
Shared Secured   0-60 Months  3% Above Current Rate
Certificate Secured   12-60 Months 3% Above Certificate Rate
Signature Loans   0-60 Months 5.50%
Credit Cards VISA Platinum   8.99% 

 

Saving & Deposit Rates

Share rates are accurate as of 3/11/2014.

All rates subject to change at any time.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
* = As High As  (Requires active checking account)

 

Savings Products

  Minimum Balance To Open Account Minimum Balance To Earn Dividends APR* APY* Dividends Post
Share Savings $5.00 $500-$7,000
$7,001+ 
.25%
.50% 
.25%
.50% 
Quarterly
Vacation Club $0.00 $100-$4,000
$4,001-$6,000
$6,001+ 
.25%
.50%
.95% 
.25%
.50%
.95% 
Annually
Christmas Club $0.00 $100-$4,000
$4,001-$6,000
$6,001+ 
.25%
.50%
.95% 
.25%
.50%
.95% 
Annually
Money Market $0.00 $100-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.20%
.35%
.45%
.55% 
.20%
.35%
.45%
.55% 
Monthly
Youth Savings
(Looney Toons) 
$0.00 $100-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+ 
.20%
.35%
.45%
.55% 
.20%
.35%
.45%
.55% 
Monthly
IRA Shares $0.00 $100+ .95% .95% Quarterly

 

Share & IRA Certificates

  Other Terms Available Minimum Balance To Earn Dividends APR* APY* Dividends Post
6 Month 7, 8, 9, 10 & 11 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.50%
.55%
.60%
.65%
.50%
.55%
.60%
.65%
Det. At Purchase:
Monthly,
Quarterly,
Annually
12 Month 13, 15 & 16 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.75%
.80%
.85%
.90%
.75%
.80%
.85%
.90%
Det. At Purchase:
Monthly,
Quarterly,
Annually
18 Months 19, 20, 21 & 22 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.80%
.85%
.89%
.94%
.80%
.85%
.89%
.94%
Det. At Purchase:
Monthly,
Quarterly,
Annually
24 Months 30 & 35 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.85%
.90%
.95%
1.00%
.85%
.90%
.95%
1.01%
Det. At Purchase:
Monthly,
Quarterly,
Annually
36 Months   $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.94%
.99%
1.04%
1.09%
.94%
.99%
1.05%
1.10%
Det. At Purchase:
Monthly,
Quarterly,
Annually
48 Months   $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
1.10%
1.15%
1.20%
1.25%
1.11%
1.16%
1.21%
1.26%
Det. At Purchase:
Monthly,
Quarterly,
Annually
60 Months   $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
1.29%
1.34%
1.39%
1.43%
1.30%
1.35%
1.40%
1.44%
Det. At Purchase:
Monthly,
Quarterly,
Annually

Member Services

Investment and Planning

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Loans & Credit Cards

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Savings Accounts

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Checking Accounts

NAE's free checking account is perfect for everyone. More

Financial Calculators

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