Photo of a graph

Direct Lending Promotional Loan Rates*

Loan rates are accurate as of 1/10/2018.

All rates subject to change at any time.
APR = Annual Percentage Rate
*To receive the promotional rate member MUST repay via Direct Deposit
or Payroll deduction AND have an active checking account.
** = As Low As

 

    Terms APR**
Model Year 2016-present 0-36   Months
37-66 Months 
2.19%
2.69%  
  2014-2015    0-36   Months
37-66
 Months 
2.29%
2.79
% 

View Share & IRA Certificate Rates »

Loan Rates

Loan rates are accurate as of 12/18/2017.

All rates subject to change at any time.
APR = Annual Percentage Rate
** = As Low As

 

Auto Loans

    Terms APR**
New Model Year 2014-present 0-60   Months
61-66 Months
67-75 Months
76-84 Months
3.75%
4.50%
4.75%
6.00% 
Used Model Year 2012-2013 0-60   Months
61-66 Months
67-75 Months
76-84 Months
3.75%
4.50%
5.00%
6.25%
Used Model Year

2011


0-60   Months
61-66 Months
67-75 Months
76-84 Months
4.25%
5.00%
5.75%
6.75%
Used Model Year 2010 0-60   Months
61-66 Months
67-75 Months
4.75%
5.50%
6.50%
Used Model Year 2009 0-48   Months
49-75 Months
4.75%
6.50%

 

Loans

    Terms APR**
Recreational Vehicles
(Campers & Boats)

Motorcycles
  Please Call for Current Rates


Please Call for Current Rates
 
Shared Secured   0-60 Months 3% Above Current Rate
Certificate Secured   12-60   Months 3% Above Current Rate
Signature Loans   0-24   Months
25-60 Months
7.25%
9.99%
Visa Platinum
Credit Card
    8.99%

 

Saving & Deposit Rates

Share rates are accurate as of 7/01/2017.

All rates subject to change at any time.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
* = As High As  (Requires active checking account)

 

Savings Products

  Minimum Balance To Open Account Minimum Balance To Earn Dividends APR* APY* Dividends Post
Share Savings $5.00 $500-$10,000
$10,001+ 
.25%
.30% 
.25%
.30% 
Quarterly
Vacation Club $0.00 $100-$4,000
$4,001-$6,000
$6,001+ 
.25%
.375%
.60% 
.25%
.375%
.60% 
Quarterly
Christmas Club $0.00 $100-$4,000
$4,001-$6,000
$6,001+ 
.25%
.375%
.60% 
.25%
.375%
.60% 
Quarterly
Money Market $0.00 $100-$5,000
$5,001-$20,000
$20,001-$100,000
$100,001+
.25%
.35%
.45%
.60% 
.25%
.35%
.45%
.60% 
Monthly
Youth Savings
(Looney Toons) 
$0.00 $100-$5,000
$5,001-$20,000
$20,001-$100,000
$100,001+ 
.25%
.35%
.45%
.60% 
.25%
.35%
.45%
.60% 
Monthly
IRA Shares $0.00 $100-$5,000
$5,001-$20,000
$20,001-$100,000
$100,001+
.275%
.385%
.495%
.66%
.275%
.385%
.495%
.66%
Quarterly

 

Share & IRA Certificates

  Other Terms Available Minimum Balance To Earn Dividends APR* APY* Dividends Post
6 Month 7, 8, 9, 10 & 11 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.50%
.55%
.60%
.65%
.50%
.55%
.60%
.65%
Det. At Purchase:
Monthly,
Quarterly,
Annually
12 Month 13, 15 & 16 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.75%
.80%
.85%
.90%
.75%
.80%
.85%
.90%
Det. At Purchase:
Monthly,
Quarterly,
Annually
18 Months 19, 20, 21 & 22 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.80%
.85%
.89%
.94%
.80%
.85%
.89%
.94%
Det. At Purchase:
Monthly,
Quarterly,
Annually
24 Months 30 & 35 Mo. $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.85%
.90%
.95%
1.00%
.85%
.90%
.95%
1.01%
Det. At Purchase:
Monthly,
Quarterly,
Annually
36 Months   $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
.94%
.99%
1.04%
1.09%
.94%
.99%
1.05%
1.10%
Det. At Purchase:
Monthly,
Quarterly,
Annually
48 Months   $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
1.10%
1.15%
1.20%
1.25%
1.11%
1.16%
1.21%
1.26%
Det. At Purchase:
Monthly,
Quarterly,
Annually
60 Months   $1,000-$5,000
$5,001-$25,000
$25,001-$100,000
$100,001+
1.29%
1.34%
1.39%
1.43%
1.30%
1.35%
1.40%
1.44%
Det. At Purchase:
Monthly,
Quarterly,
Annually

Member Services

Piggy bank icon

Investment and Planning

Achieve your goals. More

Credit cards icon

Loans & Credit Cards

Save time and money with competitive rates and flexible terms. More

Bag of money icon

Savings Accounts

Open a share savings account and enjoy the benefits. More

Bankcheck and pen icon

Checking Accounts

NAE's free checking account is perfect for everyone. More

Calculator icon

Financial Calculators

Make the right financial decisions. More